Flood Insurance
Flood Insurance
Protect your home and your wallet by adding flood insurance to your existing homeowners insurance policy. With the record-breaking snowpack we've experienced in Utah, the risk of flooding is higher than ever.

Flood Insurance in Utah
If you live in Utah, you're likely aware of the record-breaking snowfall that has hit the state this year. While snow can be fun for skiing and other winter activities, it can also lead to flooding once it starts to melt. Unfortunately, many homeowners in Utah are unaware that their existing homeowners insurance policy may not cover damages caused by flooding.
That's where flood insurance comes in. Flood insurance is a separate policy that provides coverage for damages caused by flooding, which is typically not covered by homeowners insurance. This type of insurance is especially important for Utah homeowners this year, as the large amount of snowfall has increased the risk of flooding in many areas.

If you live in Utah, do you need Flood Insurance?
If you're unsure whether you need flood insurance, it's worth considering the following:
- Flooding can happen anywhere: Even if you live in an area that isn't typically prone to flooding, it's important to remember that flooding can happen anywhere, especially after a large snowpack. Just a few inches of water can cause thousands of dollars in damages to your home.
- Homeowners insurance typically doesn't cover flood damage: While your existing homeowners insurance policy may cover damages caused by some types of water damage, it usually doesn't cover damage caused by flooding. To ensure that you're protected in the event of a flood, you'll need to purchase a separate flood insurance policy.
- Flood insurance is affordable: Despite popular belief, flood insurance is often quite affordable, especially when you consider the potential costs of flood damage. In fact, according to FEMA, the average flood insurance policy costs around $700 per year, which is a small price to pay for peace of mind.
- Flood insurance is easy to purchase: If you're interested in purchasing flood insurance, it's easy to do so. Simply contact us or visit the National Flood Insurance Program website to learn more and purchase a policy.

Protecting Your Home in Moab, Utah
If you're a homeowner in the Moab area of Utah, it's important to consider purchasing flood insurance, especially given the record-breaking snowpack we've experienced this year. While flooding may not be something you think about often, it can happen anywhere and can cause thousands of dollars in damages. By adding flood insurance to your existing homeowners insurance policy, you'll ensure that you're protected in the event of a flood and can have peace of mind knowing that you're covered.