Memorial Day Insurance Claims to Avoid

Memorial Day Insurance Claims to Avoid

May 11, 2023

Memorial Day weekend is a time when many head outdoors to celebrate the holiday with family and friends. While it can be a fun and relaxing time, accidents and mishaps can easily happen. It may be helpful to note what some of the more common insurance claims have been over the years so hopefully you and your family can avoid them. 

  1. Car Accidents

    Memorial Day weekend is a popular time for road trips and travel. Unfortunately, this also means that there is an increased risk of car accidents. Whether it's due to distracted driving, drunk driving, or simply being in a rush, accidents can happen. This is why having auto insurance is important, as it can help cover the costs of damages and injuries in case of an accident.

  2. Boating Accidents

    Utah is home to many beautiful lakes and reservoirs, making boating a popular activity during Memorial Day weekend. However, accidents can occur, especially if proper safety precautions are not taken. If you own a boat, make sure you have boat insurance to help cover the costs of any damages or injuries in case of an accident.

  3. Home Burglaries

    Memorial Day weekend is also a time when many families go on vacation. Unfortunately, this can also mean an increased risk of home burglaries. Make sure you have homeowners insurance to help protect your property in case of theft or damage.

  4. Water Damage

    With all the water activities happening during Memorial Day weekend, there is also an increased risk of water damage. Whether it's from a leaky boat or a burst pipe in your home, water damage can be expensive to repair. Make sure you have homeowners or renters insurance that covers water damage.

  5. Hiking Injuries

    Utah is known for its beautiful hiking trails, and Memorial Day weekend is a popular time for outdoor adventures. However, hiking can also be dangerous, especially if you're not prepared. If you're planning on hitting the trails, make sure you have health insurance that covers injuries and accidents.

  6. BBQ Accidents

    Memorial Day weekend is a time for backyard barbecues and cookouts. While these events can be fun, they can also be dangerous if proper safety precautions are not taken. If you're hosting a BBQ, make sure you have liability insurance to help protect you in case of any accidents or injuries that occur.

  7. Pet Bites

    With the warmer weather and outdoor activities, many people bring their pets along for the fun. While pets can be a great addition to any outing, they can also be unpredictable. If you own a pet, make sure you have homeowners, renters or pet insurance that covers pet bites and injuries.

Memorial Day weekend is a time for fun and relaxation, but accidents can happen. Make sure you have the right insurance coverage to help protect you from unexpected expenses in case of an accident or mishap. If you're not sure what type of insurance you need, let us know and we would be happy to give you some tips before the next summer holiday!